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Policy

Ripple has a federal bank charter. It can’t take deposits

Ripple's OCC trust charter covers RLUSD reserves and custody only. Issuance stays in New York, and the new bank is not yet operating.

The Block, CoinDesk, Cointelegraph and The Defiant 1 day ago · 4 min read
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Policy

The FCA is taking crypto applications. The protections start in 2027

Crypto firms can now apply for FCA authorisation, with a 28 February 2027 deadline. The protections themselves only begin on 25 October 2027.

the Financial Conduct Authority 5 days ago · 5 min read
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Policy

FCA sets out when a DeFi website needs a UK licence

The FCA's draft guidance targets the websites that front DeFi protocols rather than the code itself. It's a proposal, open for comment until 18 November.

The Defiant and Cointelegraph 6 days ago · 4 min read
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Policy

UK banks are blocking crypto transfers, and they’re allowed to

Banks can cap or refuse payments to crypto exchanges as a commercial decision. Here is the complaints route, and why a blocked transfer isn't frozen money.

Cointelegraph, with regulatory detail from the FCA 1 week ago · 6 min read
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Policy

EU ministers back central supervision for a handful of crypto firms

EU finance ministers agreed a negotiating position on 9 October. It is not law, and the Council has not said which crypto firms would be covered.

CryptoSlate, the Council of the European Union and ESMA 2 weeks ago · 5 min read
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Policy

A stablecoin can be fully backed and still break for a weekend

The FSB says cross-border stablecoin structures could strand reserves in one country while redemptions pile up in another. What a UK holder can check.

CryptoSlate 2 weeks ago · 6 min read
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Policy

Crypto fraudsters ordered to repay £851,000 of the £1.5m taken

Southwark Crown Court ordered Bedi and Mavanga to pay £851,402 between them. Investors in the fake crypto scheme lost £1,541,799 in total.

the FCA 2 weeks ago · 5 min read
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Policy

UK crypto firms can now apply for FCA authorisation

Applications opened today. The regime doesn't start until 25 October 2027, firms have until 28 February 2027 to file, and nobody is authorised yet.

the Financial Conduct Authority 2 weeks ago · 5 min read